New York City Business Group
Our mission is to help businesses in NYC manage the costs of Insurance. The New York City Business Group has addressed the insurance needs of businesses and individuals in the Staten Island NY, Brooklyn NY, New York NY, Queens NY, Nassau and Bronx NY for over 10 years.
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  •   3971 Victory Blvd,
         Staten Island NY 10314
  •   (718) 554-3425
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Umbrella / Excess Liability Insurance

One might ask, “Why is an umbrella policy important?” Your house, car, retirement and investment accounts, checking and savings account & even future income are considered assets – which means in the case of a lawsuit you can lose EVERYTHING you have worked towards in your life. It is important to know that if you are sued for a large amount of money and do not have enough liability insurance or an umbrella policy to cover those costs, all of your assets are exposed. New York City Business Group will protect your assets whether for Home or Business with the proper Umbrella coverage best suited for you.

Umbrella policy is designed to cover you in the event of a catastrophic loss. Coverage is extended (generally) over the following policies: Business Auto policy (BAP), Commercial General Liability (CGL) policy, Watercraft and Aircraft Liability policies, and Employers Liability coverage (EPLI). It provides an additional layer of security to those who are at risk for being sued for damages to other people's property or injuries caused to others in an accident by providing excess limits when the underlying liability policies are exhausted by the payment of claims.