New York City Business Group
Our mission is to help businesses in NYC manage the costs of Insurance. The New York City Business Group has addressed the insurance needs of businesses and individuals in the Staten Island NY, Brooklyn NY, New York NY, Queens NY, Nassau and Bronx NY for over 10 years.
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  •   3971 Victory Blvd,
         Staten Island NY 10314
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New York Workers Compensation Insurance

As a business owner, you do everything you can to protect your employees from potential dangers, but do you have New York workers compensation protection? Most business owners understand that workers compensation insurance is important, but did you know that if you have employees, it is required by law!

New York workers compensation is based on a system by which no-fault statutory benefits prescribed in state law are provided by an employer to an employee (or the employee’s family) due to a job-related injury (including death) resulting from an accident or occupational disease.

The true benefit for the employer carrying New York workers compensation insurance is that NY law strictly prohibits employees from suing their employers for any claims including negligence as long as a workers comp policy was in force at the time of loss.

New York Workers compensation is a type of insurance coverage that protects your employees from various types of injury & disease during the course of employment.

Policies can provide coverage for:

  • Medical treatment for injured employees (i.e. broken arm)
  • Occupational hazards such as disease exposure (i.e. emphysema)
  • Permanent impairment (i.e. loss of finger)
  • Total disability (usually paid in a lump sum)
  • Death benefit (paid to survivor dependents)

Having New York workers compensation coverage can save you and your business from costly lawsuits and employee issues and protects your business.