Don’t Overpay for Medigap Insurance in NYC
Last Updated: March 7, 2017
With continually rising health care costs, purchasing a Medigap insurance policy is an important personal decision that requires careful consideration. Every policy of the same type offers the same coverage, regardless of which insurance company you choose. Therefore, it's worth shopping around to ensure that you don't end up paying too much.
The monthly premium is not the only factor to keep in mind, as some companies are notorious for rate hikes, and you may find yourself in an uncomfortable position later on down the road. By enlisting the help of a knowledgeable Medicare supplement insurance broker, you'll get the peace of mind that comes from knowing that you're making an informed decision.Read More
Medicare Supplemental Ins.
Things you should know about Medicare Supplemental or Medigap health plans in New York
Medicare Advantage (Part C)
A Medicare Advantage Plan (like an HMO or PPO) is another Medicare health plan choice you may have as part of Medicare. Medicare Advantage Plans, sometimes called “Part C” or “MA Plans,” are offered by private companies approved by Medicare. If you join a Medicare Advantage Plan, you still have Medicare. You will get your Part A (Hospital Insurance) and Part B (Medical Insurance) coverage from the Medicare Advantage Plan and not Original Medicare. In all types of Medicare Advantage Plans, you’re always covered for emergency and urgent care. Medicare Advantage Plans must cover all of the services that Original Medicare covers except hospice care. Original Medicare covers hospice care even if you’re in a Medicare Advantage Plan. Medicare Advantage Plans aren’t supplemental coverage.Read More
Medicare – Senior Benefits
What is Medicare?
Medicare is a federal health-insurance program for people age 65 or older, under 65 with certain disabilities, and any age with End-Stage Renal Disease (ESRD). ESRD is permanent kidney failure requiring dialysis or a kidney transplant.Read More