New York City Business Group
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Staten Islander finds flood insurance leaves a lot to be desired

Many Staten Islanders knew their homeowners insurance simply wouldn’t cover them for damages caused by floods — but plenty have frustratingly found that even with flood insurance, it can still be hard to recoup their losses.

“The damages, the public adjuster says, are estimated at about $183,000,” said Dongan Hills resident Anthony Capriotti. “The flood insurance wants to pay us $20,000.”

Capriotti lives above Hylan Boulevard, on Adams Avenue — not exactly waterfront property. But he still had $250,000 in flood insurance for his home, though his policy did not cover contents. During Hurricane Sandy, floodwaters were so high Capriotti and his family were rescued by boat.

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