New York City Business Group
Our mission is to help businesses in NYC manage the costs of Insurance. The New York City Business Group has addressed the insurance needs of businesses and individuals in the Staten Island NY, Brooklyn NY, New York NY, Queens NY, Nassau and Bronx NY for over 10 years.
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Trump health pick parries questions on drug cost, health law

Calling it the opportunity of his lifetime, President Donald Trump's pick for health secretary pledged Wednesday to help lower drug prices and said he'd carry out the Obama-era health law his boss has been unable to erase.

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TOY Drive for Our Forgotten Female Veterans

NYS Women, Inc., Richmond County Chapter & New York City Business Group is proud to sponsor our first Toy Drive for Our Forgotten Female Veterans.

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An Easy Overview of Medicare to Help You Decide

Medicare is a federally owned and administered health insurance program that covers health costs for the low-income seniors under certain programs or parts: Part A, Part B, Part C (Medicare Advantage), Part D, and Medicare Supplement (Medigap). This time of the year (fall season) is your chance to enroll in Medicare or consider Open Enrollment.

Chances are that you might have been confused by the plethora of blogs available out there on these topics. However, rest assured, as this blog is going to introduce you to the terms without jamming up everything and also without over-simplifying them to help you chose a suitable plan for yourself.

Now that we know about Medicare, let’s see its eligibility.

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Life Insurance

Understanding life insurance coverage is not always black and white like it may seem. The policy states that when the insured dies during their coverage period the beneficiaries will inherit payment from the insurer. Although it’s not always that simple, here are a few examples of the most popular coverages:

• Term Life Insurance

• Whole Life Insurance

• Variable Life Insurance

• Universal Life Insurance

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At Least One State is Considering a Single-Payer Insurance System

California is considering moving to a Single-Payer insurance System. Will other states follow?

The bill does not include any details of how the state would pay for the multibillion program, instead simply declaring “it is the intent of the Legislature to enact legislation that would establish a comprehensive universal single-payer health care coverage program and a health care cost control system for the benefit of all residents of the state.”

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Don’t Overpay for Medigap Insurance in NYC

With continually rising health care costs, purchasing a Medigap insurance policy is an important personal decision that requires careful consideration. Every policy of the same type offers the same coverage, regardless of which insurance company you choose. Therefore, it's worth shopping around to ensure that you don't end up paying too much.

The monthly premium is not the only factor to keep in mind, as some companies are notorious for rate hikes, and you may find yourself in an uncomfortable position later on down the road. By enlisting the help of a knowledgeable Medicare supplement insurance broker, you'll get the peace of mind that comes from knowing that you're making an informed decision.

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Will the minimum wage hike mean higher consumer costs?

STATEN ISLAND, N.Y. — Scott Weisberg says his company, the Mariners Harbor-based Everything Entertainment — a tent, stage and lighting company — loses out to businesses that “don’t have all the unfair tax advantages” that come with doing business in New York.

On top of this, Weisberg now has to pay his workers a higher wage, and he fears he can’t remain competitive in the marketplace.

“I’m going to have to start new guys at $15 an hour and it’s going to make it impossible for me to do business,” said Weisberg.

“At the end of the day my guys will be working less, because I won’t be able to afford the increase (in per hour pay),” he added.

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Ask Yourself These Questions When Enrolling in Medicare Part D

Deciding when to enroll in a Medicare prescription drug plan is a big decision and we can help.

When Should You Enroll in Medicare?

I’m About to Turn 65

Eligibility: If you’re turning 65, now is the time to enroll in a Medicare prescription drug plan. Unless you plan on delaying enrollment due to employer coverage or are disabled, you need to enroll in a plan during your Initial Enrollment Period in order to avoid a late enrollment penalty.

For three months before and after your 65th birthday month, you’re eligible to sign up for Medicare. (For example, if you turn 65 on June 13, you will be eligible from March 1 until September 30 of that year.)

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Staten Islander finds flood insurance leaves a lot to be desired

Many Staten Islanders knew their homeowners insurance simply wouldn’t cover them for damages caused by floods — but plenty have frustratingly found that even with flood insurance, it can still be hard to recoup their losses.

“The damages, the public adjuster says, are estimated at about $183,000,” said Dongan Hills resident Anthony Capriotti. “The flood insurance wants to pay us $20,000.”

Capriotti lives above Hylan Boulevard, on Adams Avenue — not exactly waterfront property. But he still had $250,000 in flood insurance for his home, though his policy did not cover contents. During Hurricane Sandy, floodwaters were so high Capriotti and his family were rescued by boat.

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Health record access soon may be as easy as using Uber

Is getting your health records finally about to become as easy as booking an Uber?

The Obama administration on Monday night announced a new agreement with major hospital systems and leading electronic health record vendors to make it easier for patients to access those digital records, reduce barriers to sharing the information between health providers, and standardize technology that would better allow communication across the platforms containing patient data.

The agreement involves vendors that provide 90 percent of the electronic health records (EHRs) to U.S. hospitals, as well as health-care systems in 46 states, including the nation’s five biggest private health systems.

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