Flood Insurance

Flood Insurance

Flood insurance provides protection for destruction caused by floods. Although it may not seem like much, even a few inches of water can cause damage and result in thousands of dollars in repair costs. Homeowners insurance does not cover floods but purchasing Flood insurance through the New York City Business Group can protect you.

If your property is located in the FEMA flood map you are required to have flood insurance. Flood coverage offers protection against losses from heavy rain falls, storm surges, blocked storm drainage systems, etc.

How to Purchase Flood Insurance

Like other types of insurance, flood insurance is purchased directly from an agent. We provide you with a “Flood Insurance Comparison Report” that allows you to review flood insurance quotes from a wide selection of insurance providers in your area. When you’re ready to search for flood insurance quotes, the New York City business group will help you find an affordable flood insurance policy.

Flood Insurance Coverage

When you’re ready to select a flood insurance quote, you’ll need to understand the available coverage. Flood insurance is designed to cover your home & personal possessions (inside your home). The NFIP program offers maximum flood coverage for your home of $250,000 and an additional $100,000 of coverage for your personal possessions.

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