Led by someone who still picks up the phone — meet the team behind NYC Business Group.
Carmelo DeFranco
President, NYC Business Group
Carmelo DeFranco founded NYC Business Group on a simple idea: insurance shouldn't be confusing, and it shouldn't feel transactional. For over two decades, he and his team have helped individuals, families, and businesses across Staten Island, Brooklyn, Manhattan, Queens, the Bronx, and Nassau County find coverage that actually fits their lives — not just a policy that checks a box.
Carmelo works closely with NYC business owners — from contractors and restaurants to shared kitchens and professional offices — to navigate coverage that's often more complex than personal insurance: general liability, commercial property, workers' comp, professional liability, and the specific risks that come with running a business in this city. He's built relationships with major national carriers to make sure clients get options, not just one-size-fits-all policies.
On the personal side, Carmelo is just as hands-on, especially for clients navigating complex decisions like Medicare. Clients often describe working with him less like a transaction and more like getting advice from a trusted family member — someone who's genuinely in their corner.
Today, Carmelo leads a team of licensed, experienced agents who share that same commitment: real people, real answers, and coverage NYC businesses and families can count on.
Whether it's a quick question or a full policy review, we're happy to help — fill out the form or call us directly.
(718) 554-3425Tell us what you need and we’ll help you explore your options.
Instead of one carrier's quote, we compare rates across our network — so you see the best available price without doing the legwork yourself.
Every business is different. We match your policy to what your business actually does, not a one-size-fits-all package.
20+ years serving Staten Island, Brooklyn, Manhattan, Queens, the Bronx, and Nassau — we know this market because we work in it every day.
"Carmelo DeFranco and the team at NYC Business Group have been my trusted advisors for Medicare for years. Their genuine care and guidance remind me of the support you'd get from a close family member."
"NYC Business Group has consistently provided my company with competitive insurance options. Their team is attentive and responsive whenever we have inquiries or need assistance."
Talk to a licensed local agent today — no obligation.
