New York is also a community-rated state, meaning that Medigap premiums are the same for everyone, regardless of age or health status. The premiums do, however, vary according to where you live (Manhattan, Brooklyn, Queens, the Bronx, or Staten Island), so your broker will ask for your zip code before showing you a list of available Medigap plans in NYC. The only other eligibility requirements are that you're already covered by Medicare Plans A and B and that you live in the service area. It may be possible to get Medigap in NYC if you're under 65, but only if you have certain disabilities (end-stage renal disease, for example) and are enrolled in Medicare Plans A and B.
Medigap premiums in NY also vary among insurance providers, and not all companies choose to offer all plans. The New York City Business Group can quickly identify the cheapest Medicare supplement insurance for you based on your location, coverage needs, and what would make the most financial sense now and over the long term
"Carmelo DeFranco and the team at NYC Business Group have been my trusted advisors for Medicare for years. Their genuine care and guidance remind me of the support you'd get from a close family member."
"NYC Business Group has consistently provided my company with competitive insurance options. Their team is attentive and responsive whenever we have inquiries or need assistance."
Talk to a licensed local agent today — no obligation.
