Most states have a six-month open enrollment period, but as a New York resident, you can take advantage of the state's continuous open enrollment. You're also entitled to obtain a Medigap policy without being subject to medical underwriting. In other words, the insurance companies cannot ask you intrusive questions about your health status, medical history, or claims experience to determine your eligibility or calculate your monthly premium. For this reason, New York is known as a guaranteed-issue state when it comes to Medicare supplemental insurance.
"Carmelo DeFranco and the team at NYC Business Group have been my trusted advisors for Medicare for years. Their genuine care and guidance remind me of the support you'd get from a close family member."
"NYC Business Group has consistently provided my company with competitive insurance options. Their team is attentive and responsive whenever we have inquiries or need assistance."
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