Homeowners insurance doesn't cover flood damage — a separate policy does, and it's more affordable than most homeowners expect.
Flood insurance provides protection for destruction caused by floods. Although it may not seem like much, even a few inches of water can cause damage and result in thousands of dollars in repair costs. Homeowners insurance does not cover floods, but purchasing flood insurance through New York City Business Group can protect you.
If your property is located in the FEMA flood map, you're required to have flood insurance. Flood coverage offers protection against losses from heavy rainfalls, storm surges, blocked storm drainage systems, and more.
Like other types of insurance, flood insurance is purchased directly from an agent. We provide you with a "Flood Insurance Comparison Report" that allows you to review flood insurance quotes from a wide selection of insurance providers in your area. When you're ready to search for flood insurance quotes, New York City Business Group will help you find an affordable policy.
When you're ready to select a flood insurance quote, you'll need to understand the available coverage. Flood insurance is designed to cover your home and personal possessions inside your home. The NFIP program offers maximum flood coverage for your home of $250,000, plus an additional $100,000 of coverage for your personal possessions.
Fill out the form and a licensed agent will follow up — or call us directly and skip the wait.
(718) 554-3425Tell us what you need and we’ll help you explore your options.
Instead of one carrier's quote, we compare rates across our network — so you see the best available price without doing the legwork yourself.
Flood zones and exposure vary block by block in NYC. We match your policy to your actual risk, not a generic package.
20+ years serving Staten Island, Brooklyn, Manhattan, Queens, the Bronx, and Nassau — we know this market because we work in it every day.
"Carmelo DeFranco and the team at NYC Business Group have been my trusted advisors for Medicare for years. Their genuine care and guidance remind me of the support you'd get from a close family member."
"NYC Business Group has consistently provided my company with competitive insurance options. Their team is attentive and responsive whenever we have inquiries or need assistance."
Talk to a licensed local agent today — no obligation.
