Medigap Premiums in NYC

New York is also a community-rated state, meaning that Medigap premiums are the same for everyone, regardless of age or health status. The premiums do, however, vary according to where you live (Manhattan, Brooklyn, Queens, the Bronx, or Staten Island), so your broker will ask for your zip code before showing you a list of available Medigap plans in NYC. The only other eligibility requirements are that you're already covered by Medicare Plans A and B and that you live in the service area. It may be possible to get Medigap in NYC if you're under 65, but only if you have certain disabilities (end-stage renal disease, for example) and are enrolled in Medicare Plans A and B.

Medigap premiums in NY also vary among insurance providers, and not all companies choose to offer all plans. The New York City Business Group can quickly identify the cheapest Medicare supplement insurance for you based on your location, coverage needs, and what would make the most financial sense now and over the long term

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