New York City Business Group - A Savvy Way to Buy Insurance
Licensed NYC Insurance Agency · 20+ Years

Real New York coverage.
Real New York agents.

Property, business, health, and retirement coverage — matched to your risk by a licensed local agent, not a call center script.

Licensed in NY & NJ 5 Boroughs + Nassau Real Agents, Real Answers

Let’s Find the Right Coverage

Tell us what you need and we’ll help you explore your options.


Coverage

Everything your family and business need, in one place

Property Insurance

Homeowners, landlord, and coastal property coverage — with a regular check that you're still getting every discount you qualify for.

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Business Insurance

Coverage built around your specific NYC or NJ business risk — from general liability to commercial auto.

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Health & Medicare

Medicare, Medigap, and group health plans for your team, plus dental and long-term care options.

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Retirement Planning

A clear plan for what comes next, built with a local advisor who's still here when your plan needs to change.

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Why NYC Business Group

What you actually get,
working with us

01

We shop the market for you

Instead of one carrier's quote, we compare rates across our network — so you see the best available price without doing the legwork yourself.

02

Coverage built for your risk

Every business is different. We match your policy to what your business actually does, not a one-size-fits-all package.

03

Two decades of local expertise

20+ years serving Staten Island, Brooklyn, Manhattan, Queens, the Bronx, and Nassau — we know this market because we work in it every day.

Insurance Markets

Specialized coverage for your industry

Contractors

Navigating Contractor Insurance in NYC: Essential Coverage Insights for Your Business

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Professional Liability

Comprehensive Insurance Insights for NYC Professionals: Navigating Coverage Requirements and Safeguarding Your Success.

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Restaurant and Food Services

Whether you own a fine dining establishment, a cozy cafe, a shared kitchen, or any other eatery, our expert team is here to guide you through the…

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Retail Businesses

Our mission is to provide clarity and peace of mind, so you can focus on growing your business with the knowledge that you're well-protected.

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Carmelo DeFranco meeting with clients

Meet Carmelo DeFranco

Carmelo founded NYC Business Group on a simple idea: insurance shouldn't be confusing, and it shouldn't feel transactional. For over two decades, he and his team have helped NYC families and businesses find coverage that actually fits — with the kind of hands-on care clients compare to advice from family, not a sales pitch.

Meet the Team
From Our Clients

Trusted by New York business owners

★★★★★

"Carmelo DeFranco and the team at NYC Business Group have been my trusted advisors for Medicare for years. Their genuine care and guidance remind me of the support you'd get from a close family member."

Teresa P.
★★★★★

"NYC Business Group has consistently provided my company with competitive insurance options. Their team is attentive and responsive whenever we have inquiries or need assistance."

James C.

Get insurance with us and save up to 20%

Talk to a licensed local agent today — no obligation.