Protection that keeps a lawsuit from turning into a financial disaster for your business.
The chances of a company getting sued have increased significantly over the years, and the costs of tort litigation are especially burdensome to small businesses — the U.S. Chamber Institute for Legal Reform has previously estimated the tort liability cost to small businesses in the tens of billions of dollars annually.
If your business is ever sued or held legally responsible for damage or medical injury, general liability insurance can prevent the lawsuit from turning into a financial disaster. This type of insurance pays losses arising from damage to others' property, real or alleged bodily injury, and personal injury that occurred on your property or as a result of your business operations.
While several carriers offer general liability insurance in NY, we often recommend carriers whose liability products cover much more than typical policies offered elsewhere. A broad range of general liability protection can include:
In addition to the above, Specialty General Liability coverage is available for certain types of businesses.
The cost of Commercial General Liability insurance varies mainly according to the nature of the business in question. A construction company, for example, is more likely to damage someone's property than an accounting firm. Policy limits also affect premiums, but on average, most small business owners can get CGL insurance for less than $60 per month.
Speaking with an independent insurance broker such as New York City Business Group is the best way to get an accurate quote for general liability insurance for a small business in Manhattan, Brooklyn, Queens, Staten Island, or the Bronx. We work for you, not the insurance companies, so we do the legwork of shopping around for the policies that offer the greatest value for your money.
If you already have general liability coverage, we'd be happy to give you a complimentary policy review to make sure you're not being overcharged for the coverages included in your existing policy.
Give us a call at 718-554-3425 for a free quote or policy review.
A contractor came to NYC Business Group while preparing a bid for a new project. Their existing liability policy did not satisfy all of the project's insurance requirements. NYC Business Group reviewed the bid requirements, prepared coverage options and supporting insurance documentation, and helped the contractor submit a compliant bid. The contractor won the project.
“On many projects, understanding the insurance requirements is part of winning the work.”Read the Case Study →
Fill out the form and a licensed agent will follow up — or call us directly and skip the wait.
(718) 554-3425Tell us what you need and we’ll help you explore your options.
Instead of one carrier's quote, we compare rates across our network — so you see the best available price without doing the legwork yourself.
Every business is different. We match your policy to what your business actually does, not a one-size-fits-all package.
20+ years serving Staten Island, Brooklyn, Manhattan, Queens, the Bronx, and Nassau — we know this market because we work in it every day.
"Carmelo DeFranco and the team at NYC Business Group have been my trusted advisors for Medicare for years. Their genuine care and guidance remind me of the support you'd get from a close family member."
"NYC Business Group has consistently provided my company with competitive insurance options. Their team is attentive and responsive whenever we have inquiries or need assistance."
Talk to a licensed local agent today — no obligation.
