Protect your rental property and the income it generates — with a free quote from multiple carriers.
Landlord insurance offers protection from financial loss due to structural damage to the rental property, as well as legal liability claims. This type of policy is meant to cover the income that you would have received if such unfortunate events had not occurred. It does not, however, cover temporary cash flow problems as a result of being unable to find renters to occupy the property.
Another term for landlord's insurance is a rental dwelling policy. There are three types of so-called "Dwelling Fire Form" insurance policies in the United States: DP-1, DP-2, and DP-3. For more information about these property valuation methods, visit our Commercial Property Insurance page.
Unfortunately, it's not possible to get an accurate dwelling insurance quote without answering a long list of questions, a process that you would have to endure with every single insurance company that you're considering. By using an insurance broker such as the New York City Business Group, you can save yourself a lot of trouble. We'll get the information we need from you and will then provide you with several quotes from different insurance companies.
If your rental property is in Manhattan, the Bronx, Brooklyn, Queens, Staten Island, or anywhere else in NY or NJ, then give us a call at 718-554-3425 for a free landlord insurance quote. We can also help you determine how much coverage you need based on your assumed risks, as well as identify any discounts for which you may qualify.
When a landlord changed the insurance requirements for a commercial tenant, the client's existing policy no longer met all of the requested coverage, endorsement, and limit requirements. NYC Business Group reviewed the landlord's requirements, explained what they meant, and helped identify which requirements were appropriate for the tenant's actual business operations — helping the client address the new requirements without simply accepting potentially unnecessary coverage and costs.
“Insurance requirements should protect both the property owner and the tenant — but they should also make sense for the business actually occupying the space.”Read the Case Study →
Fill out the form and a licensed agent will follow up — or call us directly and skip the wait.
(718) 554-3425Tell us what you need and we’ll help you explore your options.
Instead of one carrier's quote, we compare rates across our network — so you see the best available price without doing the legwork yourself.
Every property is different. We match your policy to how the building is actually used, not a one-size-fits-all package.
20+ years serving Staten Island, Brooklyn, Manhattan, Queens, the Bronx, and Nassau — we know this market because we work in it every day.
"Carmelo DeFranco and the team at NYC Business Group have been my trusted advisors for Medicare for years. Their genuine care and guidance remind me of the support you'd get from a close family member."
"NYC Business Group has consistently provided my company with competitive insurance options. Their team is attentive and responsive whenever we have inquiries or need assistance."
Talk to a licensed local agent today — no obligation.