| NYC Business Group
Medicare’s Annual Enrollment Period is Here; Let’s Make Sure You’re Covered Right
Every year, there’s one important window when you can review your Medicare coverage and make changes. That time is called Annual Enrollment Period (AEP), and it runs from October 15 to December 7.
During this time, you can:
● Switch from Original Medicare to a Medicare Advantage plan, or the other way around
● Change your Medicare Advantage or prescription drug (Part D) plan
● Add or drop coverage that better fits your needs for the coming year
It’s a big decision, and the rules and costs change often. That’s where NYC Business Group comes in—we help you understand your options clearly, compare plans, and find one that works for you
Rising Costs in NY & NJ Medicare in 2026
If you’ve noticed your bills creeping up, you’re not imagining it.
In both New York and New Jersey, many Medicare Advantage (HMO) plans are seeing increases in:
● Monthly premiums (the amount you pay each month)
● Deductibles (what you pay before your plan starts helping)
● Copays (the small fees at the doctor or pharmacy)
● Referrals (getting a written script from your PCP to see a Specialist)
Even if your plan says “$0 premium,” the out-of-pocket costs can still rise each year. That’s why reviewing your plan during AEP is so important, you don’t want surprises in January.
At NYC Business Group, we look at everything for you: what your doctor visits cost, your medication coverage, and how your plan might change next year. We help you avoid paying more than you need to.
What’s Changing in 2026
Medicare is always evolving. In 2026, the government (CMS) is shifting focus to better serve people with chronic conditions like, diabetes & heart disease.
This means new plans will appear that are more tailored to ongoing care needs, but some older plans may disappear or change how they cover certain services.
If you have a chronic health issue or just want to make sure your coverage keeps up with your needs, this is the perfect year to review your plan carefully. We’ll help you understand the differences and find a plan that truly supports your health, not just your wallet.
Why Choose NYC Business Group
We’ve been helping New Yorkers and New Jersey residents with their health insurance for years, and we take pride in making the process simple and stress-free.
Here’s what our clients say:
“Carmelo took the time to explain everything so clearly. I didn’t feel rushed or confused—just confident in my choice.”
“They’re kind, patient, and know the system inside and out. I wouldn’t trust anyone else with my Medicare decisions.”
You can find more kind words like these on our Google Reviews, Facebook, and the Better Business Bureau—real people, real experiences.
When you work with us, you get:
● Personal guidance: No confusing paperwork or endless call centers. You get a real person who listens.
● Local expertise: We know the plans available in NY and NJ and which ones fit your doctors and budget.
● Peace of mind: Once you’re set up, we check in to make sure everything still works for you next year.
And here’s the best part—our help doesn’t cost you a thing. Insurance companies pay us, not you.
Don’t Wait Until the Last Minute
Remember, the Annual Enrollment Period ends December 7.
After that, people enrolled in Medicare Advantage plans still have another chance to make changes during the Open Enrollment Period (OEP), which runs from January 1 through March 31.
Don’t wait—give us a call at 718-554-3425 today. We’ll walk you through your current plan, show you the best options for 2026, and help you make any changes quickly and easily.
Let’s make sure your Medicare plan fits your health, your life, and your budget—so you can enjoy the year ahead worry-free.
Call NYC Business Group at 718-554-3425 or visit www.nycbusinessgroup.com to get started.