NYC Business Group Insurance Blog

Tuesday, January 10, 2023 | NYC Business Group

Contractor Liability Insurance: A Guide for Small Business Owners

If you run a small contractor business, it is essential to guarantee the welfare of the contractors you hire. As an independent contractor, it is possible to add other contractors to your insurance coverage as additional insured. Depending on the period you intend to hire these contractors, you can insure them for a single project, year, or if you continue paying the insurance policy. However, you must talk to your insurance company to adjust your premiums.

Thursday, January 05, 2023 | NYC Business Group

5 Important Questions You Must Ask Your Business Insurance Agent

Running a small business can be risky because a catastrophic event or legal claim can wipe out your business. That’s why investing in the right insurance policy is critical. When buying insurance policies for your business, thorough research is required. However, do not limit your research online because there are other things you should clarify with your insurance agent in person. Therefore, book an appointment with your insurance agent and ask as many questions as possible. Working with a…

Wednesday, December 28, 2022 | NYC Business Group

Product Liability Insurance: A Complete Guide for Small Business Owners

Starting a small business might seem difficult but running it is far more challenging. In a brink of an eye, anything can happen to jeopardize your reputation and business. Accidents happen in businesses, and without the right coverage, you could lose money or your business. Product liability insurance is important even if your business is small or relatively new. Although product liability coverage is included in a general liability insurance policy, some businesses should consider increasing…

Thursday, December 22, 2022 | NYC Business Group

What Types of Insurance Should Small Business Owners Consider?

Starting a new business is a great achievement. However, choosing the right small business insurance policies is important to protect your business from potential costs of damages, lawsuits, and claims. You may have to pay out of pocket for claims without the right type of small business insurance and amounts. Here are some primary types of insurance that small businesses need:

Tuesday, December 20, 2022 | NYC Business Group

A Complete Guide to Landlord Liability Insurance

If you rent your property to tenants or vacationers, landlord liability insurance can protect you against potential lawsuits from property damage or injury related to your rental property. Sometimes, if you have a mortgage, purchasing this might be a prerequisite from your lender. Legally, you are supposed to oversee your property's safety as a landlord. Luckily, landlord liability insurance can run concurrently with your basic homeowner's insurance policy in many states, considering it allows…

NYCBG Insurance Blog

Contractor Liability Insurance: A Guide for Small Business Owners

5 Important Questions You Must Ask Your Business Insurance Agent

Product Liability Insurance: A Complete Guide for Small Business Owners

What Types of Insurance Should Small Business Owners Consider?

A Complete Guide to Landlord Liability Insurance

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