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| NYC Business Group
Your home might be your most valuable asset, which you cannot replace out of pocket if disaster hits. That’s why homeowners are advised to buy the right homeowners insurance policy. Homeowners insurance helps you protect your home and is often a prerequisite for mortgage lenders. This article will walk you through the basics of homeowners insurance.
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| NYC Business Group
Water backup is a common issue in most homes resulting in water damage. Malfunctioning sprinkler systems, broken water pipes, or a malfunctioning washing machine can cause severe water damage to your home. Luckily, homeowners’ insurance covers damages caused by a wide range of perils, and that may include water damage in some cases. However, although homeowners’ insurance covers certain types of water damage, homeowners find it hard to know what is and is not covered. Continue reading…
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| NYC Business Group
Homeowners insurance provides coverage for your house and other parts of your property. For example, if lightning strikes a guesthouse or fence, the other structure coverage in your homeowners insurance policy can help pay for repair or replacement costs.
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| NYC Business Group
It is evident that recent global events changed our work and daily routines. With curfews and lockdowns, most people worked from home, changed their living and working situations and, above all, their lifestyle. While this might seem obvious, most people do not know that life changes can affect their insurance needs. To determine whether your insurance needs adjustments, here are a few questions you should consider:
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| NYC Business Group
Successful business owners know and understand the importance of insuring their business. However, commercial and business insurance differences may confuse new business owners. The two terms are used interchangeably by insurers to refer to the same type of coverage. Insuring your business is highly recommended to avoid financial losses in the long run. Business owners should know the differences between commercial and business insurance policies, the events they cover, and the cost of each…
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