Professional Liability Insurance for Consultants

| NYC Business Group

Professional Liability Insurance for Consultants

Consultancy is an important career, and NYC Business Group is here to ensure consultants are well protected. We have the right insurance companies to ensure you succeed in the profession, the most important one being professional liability insurance.

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Difference Between Actual Cash Value and Replacement Cost for Business Insurance?

| NYC Business Group

Difference Between Actual Cash Value and Replacement Cost for Business Insurance?

If you consider commercial property insurance, it is crucial to understand the main differences between replacement cost coverage and actual cash value coverage. When the claim entails repairing or replacing damaged property, you can have two coverage types depending on your policy limit for small business insurance. The coverage can either be: The total of replacing damaged property The total value of what was damaged during the accident

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What is Commercial Insurance, The Basics

| NYC Business Group

What is Commercial Insurance, The Basics

After successfully opening a business, the need to protect it becomes imminent. No one wants to see such an effort go down the drain because of the hours you have put in the company to make it profitable and the cash investment already spent. Here is where commercial insurance swoops in to save the day. While it may seem complicated in the beginning, you will soon discover that there are endless opportunities. Knowledge in commercial insurance will help you determine what part of the business to…

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What Kind of Insurance do Plumbers Need?

| NYC Business Group

What Kind of Insurance do Plumbers Need?

It is essential to invest in the right insurance to protect your business, hard work, and talent. Usually, the nature of work can make you work in tight places, work at heights, or even encounter several risks. Therefore, it is crucial to have the right insurance policy if a problem arises. With insurance, you can protect yourself as a plumber if someone is injured in your property due to your work or the property is damaged by either you or your staff. It is essential to have business insurance…

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What is a Workers Compensation Ghost Policy?

| NYC Business Group

What is a Workers Compensation Ghost Policy?

You could be wondering what we mean by a workers compensation ghost policy. Well, here is what you need to know about a ghost policy. Ghost policies are often common to one-person businesses. Such business owners choose to take this type of policy that is much affordable and excludes them from the coverage to meet the insurance requirement of their clients. With a ghost policy, a sole entrepreneur can present an insurance policy without paying much for it.

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